SoFi Technologies, Inc. (SOFI) concluded the recent trading session at $26.18, signifying a -1.43% move from its prior day's close.

Recently, Zacks.com users have been paying close attention to SoFi Technologies (SOFI). This makes it worthwhile to examine what the stock has in store.

SOFI's Galileo platform powers millions of accounts in 2025, posting steady revenue growth as its API-first stack drives fintech innovation.

SoFi aims to offer everything on its financial services app, meeting consumer needs with innovative products. Nu is adding new customers at a fast rate and entering new regions.

SOFI pulls ahead as profitability surges, guidance rises and deposits grow, making it the stronger fintech buy right now.

Bitcoin's wild 2025 ride, shifting sentiment and growing ETF inflows may drive HOOD, KLAR, SOFI and CME stocks in 2026.

HOOD, SOFI and AFRM lead a fintech trio poised to ride AI, mobile growth and lower rates into 2026's digital finance boom.

As of writing, SoFi stock has risen by ~92% year-to-date, as Mr. Market has rewarded its consistently strong business performance. Now, while recent results and financial outlook justify the stock rally, SoFi's long-term risk/reward has deteriorated to a point where fresh capital allocation doesn't make sense. Despite business outperformance, SOFI's 5-year expected CAGR return of ~12% remains below the 15% investment hurdle rate. Consequently, I maintain a 'Hold' rating at $27 per share.

SoFi Technology's appeal among younger customers could present an attractive long-term tailwind. Uber Technologies has yet to tap the full potential of its addressable market.

Financial Partners Group Inc bought a new stake in SoFi Technologies, Inc. (NASDAQ: SOFI) in the undefined quarter, according to its most recent 13F filing with the Securities and Exchange Commission. The fund bought 38,645 shares of the company's stock, valued at approximately $1,021,000. Several other large investors have also made changes to