I upgrade Qfin Holdings from Hold to Buy, targeting a 61% upside on deep undervaluation and a robust 9%+ dividend yield. QFIN trades at 0.60x price/book versus a 1.59x all-time historical average and 1.19x the 5-year average. The sector median stands at 1.34x. Despite macro headwinds and flat loan facilitation, QFIN demonstrates resilience with steady user growth and disciplined cost management.
AstroNova (NASDAQ: ALOT - Get Free Report) and Qfin (NASDAQ: QFIN - Get Free Report) are both business services companies, but which is the better investment? We will contrast the two businesses based on the strength of their risk, profitability, valuation, analyst recommendations, dividends, earnings and institutional ownership. Valuation and Earnings This table compares AstroNova and Qfin"s
Qfin Holdings (QFIN) is rated a Buy, offering an asymmetric risk/reward. Trading at ~2.3x earnings with a $1.5B cash pile (effectively trading near cash value) and a 73% payout ratio. Regulatory reforms, such as the 15th Five-Year Plan's new Anti-Unfair Competition Law effectively bans destructive price wars and "below-cost" pricing, creating a regulatory floor for QFIN's margins. QFIN is successfully transforming from a lender into a "Tech Utility" for banks, evidenced by a 218% sequential explosion in the Technology Solutions segment, partnering with over 20 financial institutions.
The Dividend Power strategy highlights 35 high-yield, low-valuation stocks, with 6 identified as 'safer' due to strong free cash flow coverage. The top ten DiviPower stocks are projected to deliver an average net gain of 40.62% by January 2027, with risk/volatility 14% below the market. Seventeen of thirty-five Dividend Power Dogs show negative free cash flow margins, signaling unsustainable dividends and elevated risk.
Robeco Institutional Asset Management B.V. lessened its holdings in Qfin Holdings Inc. - Sponsored ADR (NASDAQ: QFIN) by 20.2% during the undefined quarter, according to the company in its most recent 13F filing with the Securities and Exchange Commission. The firm owned 179,014 shares of the company's stock after selling 45,253 shares during
Qfin Holdings Inc. - Sponsored ADR (NASDAQ: QFIN - Get Free Report) shares reached a new 52-week low during mid-day trading on Friday. The stock traded as low as $17.42 and last traded at $17.42, with a volume of 515076 shares traded. The stock had previously closed at $18.14. Analysts Set New Price Targets QFIN
Loop Industries (NASDAQ: LOOP - Get Free Report) and Qfin (NASDAQ: QFIN - Get Free Report) are both business services companies, but which is the better investment? We will compare the two companies based on the strength of their dividends, risk, institutional ownership, earnings, analyst recommendations, profitability and valuation. Volatility and Risk Loop Industries has a beta
The December Dividend Power list identifies 35 high-yield stocks, with 14 offering 'safer' dividends backed by free cash flow yields exceeding dividend yields. Top actionable picks include Annaly Capital, Barings BDC, Noah Holdings, Blue Owl Capital, and SLR Investment, all meeting the dogcatcher ideal for safety and value. Analyst projections estimate average net gains of 38.75% for the top ten Dividend Power stocks by December 2026, with risk profiles generally below market average.
Qfin Holdings is downgraded to Hold due to a weakened near-term earnings outlook despite strong long-term tech platform potential. Q3 results showed revenue growth but significant margin compression, driven by higher provisions and operating costs, leading to a 17.4% y/y earnings decline. Regulatory risks, including a potential interest rate cap reduction and rising delinquency rates, create structural headwinds and uncertainty for QFIN.
Qfin Holdings, Inc. ( QFIN ) Q3 2025 Earnings Call November 18, 2025 7:30 PM EST Company Participants Karen Ji Haisheng Wu - CEO & Director Zuoli Xu - CFO & Director Conference Call Participants Chiyao Huang - Morgan Stanley, Research Division Lihan Yu - JPMorgan Chase & Co, Research Division Xiaoxiong Ye - UBS Investment Bank, Research Division Emma Xu - BofA Securities, Research Division Yun-Yin Wang - China Renaissance, Research Division Presentation Operator Ladies and gentlemen, thank you for standing by, and welcome to the Qfin Holdings Third Quarter 2025 Earnings Conference Call. [Operator Instructions] Please also note today's event is being recorded.
