Federal data shows drivers 16-19 are nearly three times more likely to be in a fatal crash – preparation, and protection matter. LOS ANGELES, Feb. 19, 2026 /PRNewswire/ -- The driver's license photo may be slightly awkward, but the milestone is unforgettable.

MCY tops Q4 estimates as premiums rise, investment income jumps and catastrophe losses fall, driving a 32% profit surge, while revenues are up 7% and the combined ratio improves.

Mercury General (MCY) came out with quarterly earnings of $3.66 per share, beating the Zacks Consensus Estimate of $2.56 per share. This compares to earnings of $2.78 per share a year ago.

LOS ANGELES, Feb. 17, 2026 /PRNewswire/ -- Mercury General Corporation (NYSE: MCY) reported today the fourth quarter and fiscal 2025 results: Consolidated Highlights Three Months Ended December 31, Change Twelve Months Ended December 31, Change 2025 2024 $ % 2025 2024 $ % (000's except per-share amounts and ratios) Net premiums earned (2) $  1,445,404 $  1,352,101 $     93,303 6.9 % $  5,505,613 $  5,075,456 $  430,157 8.5 % Net premiums written (1) (2) $  1,427,731 $  1,314,933 $   112,798 8.6 % $  5,721,778 $  5,378,310 $  343,468 6.4 % Direct premiums written (1) $  1,490,371 $  1,346,718 $   143,653 10.7 % $  5,982,537 $  5,500,835 $  481,702 8.8 % Net realized investment gains (losses), net of tax (3) $             92 $     (52,823) $     52,915 NM $     103,781 $      70,050 $    33,731 48.2 % Net income $    202,547 $    101,068 $   101,479 100.4 % $     541,094 $    467,953 $    73,141 15.6 % Net income per diluted share $          3.66 $          1.82 $         1.84 101.1 % $           9.77 $          8.45 $        1.32 15.6 % Operating income (1) $   202,455 $   153,891 $     48,564 31.6 % $    437,313 $    397,903 $    39,410 9.9 % Operating income per diluted share (1) $         3.66 $         2.78 $         0.88 31.7 % $          7.90 $          7.19 $        0.71 9.9 % Catastrophe losses net of reinsurance (4) $     19,000 $     41,000 $    (22,000) (53.7) % $    508,000 $    277,000 $  231,000 83.4 % Combined ratio (5) 88.6 % 91.4 % —    (2.8) pts 96.3 % 96.0 % —       0.3 pts NM = Not Meaningful (1) These measures are not based on U.S. generally accepted accounting principles ("GAAP"), are defined in "Information Regarding GAAP and Non-GAAP Measures" and are reconciled to the most directly comparable GAAP measures in "Supplemental Schedules." (2) Both net premiums earned and net premiums written for the twelve months ended December 31, 2025 include $101 million of increased ceded premiums due to the reinstatement premiums paid and recorded in the first half of 2025 to reinstate the fully exhausted reinsurance coverage layers of the Company's catastrophe reinsurance treaty ending June 30, 2025 following the Palisades and Eaton wildfires in January 2025.

Targeted maintenance steps can help homeowners limit unexpected repair expenses LOS ANGELES, Feb. 17, 2026 /PRNewswire/ -- As winter winds down, Mercury Insurance (NYSE/NYSE Texas: MCY) is encouraging homeowners to take advantage of late winter to tackle small maintenance projects that can help prevent thousands of dollars in avoidable repair costs once spring arrives. Addressing minor issues now can reduce the risk of larger, more expensive damage later in the year.

From historic homes to scenic highways, long-weekend travel blends tradition, discovery and smart preparation LOS ANGELES, Feb. 12, 2026 /PRNewswire/ -- Presidents' Day weekend has long marked one of the first major travel periods of the year, and Mercury Insurance (NYSE/NYSE Texas: MCY) encourages drivers to take advantage of the extra day to explore destinations rooted in American history. From presidential landmarks and early founding sites to scenic highways shaped during pivotal moments in the nation's growth, the holiday offers a meaningful opportunity to reflect on the past — while preparing for the road ahead.

As jewelry spending surges, Mercury Insurance warns many high-value gifts may exceed standard coverage limits LOS ANGELES, Feb. 10, 2026 /PRNewswire/ -- Valentine's Day is one of the most popular times of year for gifting fine jewelry and other high-value items, from engagement rings and watches to heirloom pieces meant to last a lifetime. According to the National Retail Federation, Americans are expected to spend more than $6 billion on jewelry for Valentine's Day alone, making it the holiday's highest-spend gift category year after year.

Mercury Insurance encourages families to review policies as homes and households evolve LOS ANGELES, Feb. 5, 2026 /PRNewswire/ -- From moving into a new home to planning a renovation or welcoming a new driver into the household, major life changes often come with long to-do lists.

Six Local "Wing Leaders" Recognized for Making a Lasting Impact Across Orange County BREA, Calif., Feb. 3, 2026 /PRNewswire/ -- Mercury Insurance, in partnership with the Anaheim Ducks, today announced the induction of six exceptional community heroes into the Ducks Hall of Heroes, a recognition program honoring individuals whose passion, service and leadership make a meaningful difference in their communities.

Mercury General (NYSE: MCY - Get Free Report) and Roadzen (NASDAQ: RDZN - Get Free Report) are both finance companies, but which is the better business? We will contrast the two businesses based on the strength of their valuation, analyst recommendations, dividends, earnings, institutional ownership, risk and profitability. Analyst Ratings This is a breakdown of current ratings