Esquire Financial (NASDAQ: ESQ - Get Free Report) and Franklin Financial Services (NASDAQ: FRAF - Get Free Report) are both small-cap finance companies, but which is the better investment? We will contrast the two businesses based on the strength of their valuation, dividends, institutional ownership, risk, profitability, analyst recommendations and earnings. Dividends Esquire Financial pays an annual

Franklin Financial Services Corp. (NASDAQ: FRAF - Get Free Report) was the recipient of a significant growth in short interest in January. As of January 30th, there was short interest totaling 107,414 shares, a growth of 71.7% from the January 15th total of 62,541 shares. Based on an average trading volume of 70,224 shares, the days-to-cover

FRAF posts strong earnings growth on higher net interest income and loan expansion, though shares have trailed the broader market over the past month.

CHAMBERSBURG, Pa., Jan. 27, 2026 /PRNewswire/ -- Franklin Financial Services Corporation (the Corporation) (NASDAQ: FRAF), the bank holding company of F&M Trust (the Bank) headquartered in Chambersburg, PA, reported its fourth quarter 2025 and year-to-date 2025 results.

FRAF's 3Q25 earnings rise 27% y/y on strong loan growth and higher margins, as the bank boosted dividends and expanded its balance sheet.

CHAMBERSBURG, Pa. , Oct. 28, 2025 /PRNewswire/ -- Franklin Financial Services Corporation (the Corporation) (NASDAQ: FRAF), the bank holding company of F&M Trust (the Bank) headquartered in Chambersburg, PA, reported its third quarter and year-to-date 2025 financial results.

FRAF's Q2 earnings soared 95% year over year, driven by strong loan growth and higher margins, while the stock jumped 23.7% over the past month.

CHAMBERSBURG, Pa. , July 22, 2025 /PRNewswire/ -- Franklin Financial Services Corporation (the Corporation) (NASDAQ: FRAF), the bank holding company of F&M Trust (the Bank) headquartered in Chambersburg, PA, reported its second quarter and year-to-date 2025 financial results.

FRAF delivers strong Q1 results, with higher margins, rising fees and loan growth as leadership transition ushers in a new strategic phase.

CHAMBERSBURG, Pa. , April 29, 2025 /PRNewswire/ -- Franklin Financial Services Corporation (the Corporation) (NASDAQ: FRAF), the bank holding company of F&M Trust (the Bank) headquartered in Chambersburg, PA, reported its first quarter 2025 financial results.